Our Services
Practical financial support tailored to your circumstances. Clear pricing, no hidden fees.
Personal Finance Services
Guidance for individuals and families looking to improve their financial situation.
Personal Budget Planning
Comprehensive review of your income and expenses. We build a realistic budget that accounts for your actual spending patterns, not idealised versions of them.
Debt Reduction Strategy
Analysis of your current debts with a prioritised payoff plan. We help you choose between avalanche and snowball methods based on what works for your psychology.
Emergency Fund Setup
Step-by-step guidance to build your financial safety net. We calculate your target amount and create an achievable savings plan.
Couples Financial Planning
Joint sessions for partners who want to align their financial goals. We facilitate productive money conversations and help establish shared systems.
Financial Literacy Fundamentals
Educational sessions covering the basics: understanding payslips, tax codes, interest rates, and common financial products. No prior knowledge assumed.
Ongoing Support Package
Monthly check-ins to review progress, adjust plans, and address new challenges. Includes unlimited email support between sessions.
Business Finance Services
For freelancers, sole traders, and small businesses up to ten employees.
Cash Flow Management
Master the rhythm of money in and out of your business. Learn to forecast quiet periods and build reserves to smooth income fluctuations.
Pricing Strategy Review
Analysis of your current pricing against market rates and business costs. Many small businesses undercharge without realising it.
Business/Personal Finance Separation
Establish clear boundaries between business and personal money. Critical for tax purposes, legal protection, and understanding your true profit.
Quarterly Business Review
Regular assessment of your business finances with actionable recommendations. Track progress toward goals and identify emerging issues early.
Tax Preparation Support
Organise your records and understand your tax position before you meet your accountant. We do not file taxes but ensure you are prepared.
Business Growth Planning
Financial modelling for expansion decisions. Understand the numbers behind hiring, new equipment, or expanded services before committing.
Service Packages
Choose the level of support that fits your needs.
| Feature | One-Time Session | Monthly Support | Quarterly Business |
|---|---|---|---|
| Initial Assessment | ✓ | ✓ | ✓ |
| Custom Action Plan | ✓ | ✓ | ✓ |
| Follow-up Sessions | — | ✓ | ✓ |
| Email Support | 30 days | Unlimited | Unlimited |
| Progress Tracking | — | ✓ | ✓ |
| Business Financial Review | — | — | ✓ |
| Pricing | From £65 | £85/month | £145/quarter |
How Our Sessions Work
What to expect when you work with us.
Book a Time
Choose a session that fits your schedule. Evenings and weekends available.
Share Documents
Securely send relevant financial information before we meet.
Meet and Plan
Work through your situation together and build your action plan.
Take Action
Implement recommendations with our support along the way.
What Sets Our Services Apart
Financial guidance should be practical, personal, and free from hidden agendas.
- No financial products to sell—our only revenue is from advisory services
- Plain language explanations without unnecessary jargon
- Strategies designed around your real life, not textbook scenarios
- Transparent pricing with no surprise fees
- Confidential sessions in a judgement-free environment
Service Questions
Common queries about how our services work.
Sessions typically run 60 to 90 minutes. We start by reviewing your current situation using documents you have shared. Then we identify priorities together and build a practical action plan. You leave with specific steps to take, not vague advice.
Both options are available. Video calls work well for most clients and remove geographical barriers. If you prefer in-person meetings, we can arrange those at our offices or, in some cases, at a location convenient to you.
For personal finance: recent payslips, bank statements from the last three months, and a list of regular bills. For business: profit and loss statement, cash flow records, and outstanding invoices. We will send a detailed checklist after booking.
If you complete a session and feel it did not provide value, let us know within seven days. We will either offer a follow-up session at no charge or provide a full refund. This has rarely happened, but we want you to feel confident booking.
We help you understand tax concepts and prepare for conversations with accountants, but we do not provide tax filing services or formal tax advice. For complex tax situations, we recommend working with a qualified accountant alongside our services.