Terms of Use

These terms govern your use of the CotswoltechAI website and any services we provide. By accessing our website or engaging our services, you agree to be bound by these terms. Please read them carefully.

About Us

CotswoltechAI is a company registered in England and Wales. Our registered office is at 47 Colmore Row, Birmingham, B3 2BS, United Kingdom. References to "we", "us", or "our" mean CotswoltechAI.

Website Use

This website is provided for informational purposes and to facilitate engagement with our services. You may access and use the website for lawful purposes in accordance with these terms.

You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website or its systems
• Interfere with the proper functioning of the website
• Use automated systems to access the website in a manner that places excessive load on our infrastructure
• Copy, reproduce, or redistribute website content without permission
• Use the website to transmit malicious software or harmful code

Nature of Our Services

CotswoltechAI provides financial guidance, education, and management support services. It is important to understand what our services are and what they are not:

We provide:

• Budget planning and cash flow management guidance
• Debt reduction strategies and support
• Financial literacy education
• Business finance management assistance for small businesses
• General guidance on financial organisation and habits

We do not provide:

• Regulated financial advice as defined by the Financial Conduct Authority
• Investment advice or recommendations on specific financial products
• Tax advice or tax return preparation services
• Legal advice
• Accountancy services or auditing

Our guidance is educational in nature. For complex financial decisions involving investments, pensions, mortgages, or insurance, we recommend consulting with appropriately regulated professionals.

Service Agreements

When you engage our services beyond the website, additional terms may apply. These will be communicated before you commit to any paid services. Service-specific terms covering pricing, cancellation, and deliverables will form part of your agreement with us.

Intellectual Property

All content on this website, including text, graphics, logos, icons, and software, is the property of CotswoltechAI or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

You may print or download content for your personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.

Accuracy of Information

We make reasonable efforts to ensure information on our website is accurate and up to date. However, financial regulations and best practices change, and we cannot guarantee that all information is current at any given time.

Website content is provided for general information only and should not be relied upon as the sole basis for making financial decisions. Always verify information and seek professional advice where appropriate.

Limitation of Liability

To the fullest extent permitted by law, CotswoltechAI shall not be liable for:

• Any indirect, incidental, special, or consequential damages arising from your use of the website or services
• Loss of profits, revenue, data, or business opportunities
• Damages resulting from decisions made based on general information provided on the website
• Losses arising from circumstances beyond our reasonable control

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded under applicable law.

Indemnification

You agree to indemnify and hold harmless CotswoltechAI, its officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your breach of these terms or misuse of the website or services.

Third-Party Links

Our website may contain links to external websites operated by third parties. These links are provided for convenience and do not signify endorsement. We have no control over third-party websites and accept no responsibility for their content, privacy practices, or availability.

Availability

We aim to keep the website available at all times but cannot guarantee uninterrupted access. We may suspend, withdraw, or restrict access to the website at any time without notice for maintenance, updates, or other operational reasons.

Privacy

Your use of the website and services is also governed by our Privacy Policy, which explains how we collect and use your personal information. By using our website, you consent to the practices described in our Privacy Policy.

Changes to These Terms

We may revise these terms at any time by updating this page. Continued use of the website after changes are posted constitutes acceptance of the revised terms. Material changes will be highlighted on the website.

Severability

If any provision of these terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force.

Entire Agreement

These terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and CotswoltechAI regarding use of the website and services.

Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

If you have questions about these terms, please contact us:

CotswoltechAI
47 Colmore Row
Birmingham, B3 2BS
United Kingdom
Email: [email protected]